For credit scores of 700 and higher:
Be a cash buyer and get any used car you want from any dealer.
We deposit funds directly into your account. This saves you time at the dealer, and gives you the power to negotiate your best deal—from any dealer.
No appraisal, or restrictions on age or mileage.
At LightStream, we’re all about getting rid of hassles and red tape. We make it easy for you to get a great deal on the car you want. We call it Lending Uncomplicated.
We can fund your loan as soon as the day you apply.
You’re in control of the loan process with LightStream. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply.
Experience the refreshingly simple LightStream loan.
Check your rate, then apply from your smartphone, tablet or computer, and get a low rate on our virtually paperless loan, from $5,000 to $100,000.